Welcome to our website! As we have the ability to list over one million items on our website (our selection changes all of the time), it is not feasible for a company our size to record and playback the descriptions on every item on our website. However, if you are an American with a disability we are here to help you. Please call our disability services phone line at 704-799-0048 during regular business hours and one of our kind and friendly personal shoppers will help you navigate through our website, help conduct advanced searches, help you choose the item you are looking for with the specifications you are seeking, read you the specifications of any item and consult with you about the products themselves. There is no charge for the help of this personal shopper for any American with a disability. Finally, your personal shopper will explain our Privacy Policy and Terms of Service, and help you place an order if you so desire.

We want you to have access to the best mattresses and the lowest prices available. We invite you to browse our website to view our vast selection as well as our current mattress sale prices and specials. Take advantage of one of our great financing options by clicking the link to the online application below!

Synchrony Financial

12-60 Month Special Financing

Special Financing Available*
With your Synchrony Financial credit card.
Available Every Day, $499 minimum purchase required
*Subject to credit approval. Minimum Monthly Payments Required. We reserve the right to discontinue or alter the terms of this offer at any time. See store for details or click the link below.

More info Apply here Manage Your Account

60 Months Special Financing Available* With your Synchrony Financial credit card.
Available Every Day, $1,999 minimum purchase required
*Subject to credit approval. Minimum Monthly Payments Required. We reserve the right to discontinue or alter the terms of this offer at any time. See store for details or click the link below.

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West Creek Offers Fast And Easy Payment Option – No Credit Needed

High Approval Rates:

With West Creek Financial it takes only seconds to get approved for up to $5,000 on a lease-to-own contract. More than 80% of applications are approved — even those with low credit scores.

No Hidden Fees:

This affordable payment option has no hidden fees. Once you sign the contract, a $40 initial payment will be deducted electronically. Then your payments will be automatically withdrawn from your checking account on paydays. Payments are 16.25% of the invoice per month for 12 months. For example, if your invoice amount is $1,000 and you get paid bi-weekly, your payment will be $75 every payday for 26 payments.

90-Day Purchase Option Or Early Buyout:

And with the 90-day purchase option — you can choose to purchase the item within 90 days of delivery and pay only the initial $40 payment plus the invoice amount. After 90 days, you may choose the early buyout option and purchase the merchandise at up to 64% of the remaining balance on the lease.

Requirements:

  • Photo ID
  • Social Security Number, government ID or ITIN#
  • Debit card with initial payment of $40
  • Checking account
  • $1,000 a month income

*$45 Application Fee if Approved

Alternative financing for people with low and evolving credit.

With Zibby's lease-to-own program, you can lease the things you want today and pay for it over time. Best of all, you will only pay $45 today at checkout (plus delivery, taxes and any non-leaseable items). Even better, pay the same as the cash price if you by it out within the first 90 days (plus the $45 first payment). Applying takes less than a minute and it won't impact your FICO score!


Get pre-approved

Complete Zibby's quick application by clicking the button below and receive an instant decision.


Go Shopping!

Select the items you want within your Zibby spending limit.


Pay over time

Plus, if you pay off your items within the first 90 days, you'll pay the same as you would have from day one (plus the $45 first payment).